¿Qué es una AVM?
MODELOS DE VALORACIÓN AUTOMÁTICA
AVMs (Automated Valuation Model) are appraisals that follow an automated model applied to lots of properties or a specific one in almost real time.
Our AVMs follow the Bank of Spain guidelines on automated appraisals. For the development of our appraisal model we use statistical models and machine learning models based on Gloval’s own extensive database and third-party databases, with real-estate market indicators.
This methodology allows us to appraise an entire property portfolio, where the margin of error will depend on the effectiveness of the model used that must be first calibrated and then tested (backtesting).
Who needs it?
¿NECESITAS VALORAR TU CARTERA DE MANERA MASIVA?
Credit entities for the book value of properties established as guarantees or owned, in accordance with Appendix 9 of Memorandum 4/2017 of 27 November on the rules on public and reserved financial reporting and financial statement models.
Any natural or legal person who requires an affordable valuation of an entire property portfolio or an immediate estimate of the property value, accepting the margin of error shown by the model for each case.
What makes Gloval different?
DISPONEMOS DE TODO EL HISTÓRICO DEL MERCADO INMOBILIARIO DESDE SU ORIGEN Y LO HEMOS UNIDO A LA TECNOLOGÍA PARA TI
We have an exceptional database that we have been feeding for over more than 30 years in the real-estate sector. Unique data that is not available to other companies. We have gathered this data through our vast network of experts spread across Spain.
We bring together our expertise on the mortgage business with specially developed analytics that use conventional models and machine learning ones to minimise the margin of error in the AVMs to such extent that our model is the one with the smallest margin of error in the industry. These margins of error are defined by postal code and this allows us to estimate the possible margin of error of a result in a certain geographical area before the appraisal. Our extensive expert network allows us to gather real data that optimises the model and to re-calibrate it with the backtesting results.
What makes Gloval different?
DISPONEMOS DE TODO EL HISTÓRICO DEL MERCADO INMOBILIARIO DESDE SU ORIGEN Y LO HEMOS UNIDO A LA TECNOLOGÍA PARA TI
We have an exceptional database that we have been feeding for over more than 30 years in the real-estate sector. Unique data that is not available to other companies. We have gathered this data through our vast network of experts spread across Spain.
We bring together our expertise on the mortgage business with specially developed analytics that use conventional models and machine learning ones to minimise the margin of error in the AVMs to such extent that our model is the one with the smallest margin of error in the industry. These margins of error are defined by postal code and this allows us to estimate the possible margin of error of a result in a certain geographical area before the appraisal. Our extensive expert network allows us to gather real data that optimises the model and to re-calibrate it with the backtesting results.
How do we do it?
EL VALOR DE DISPONER DEL HISTÓRICO DEL MERCADO INMOBILIARIO Y UNIRLO A LA ÚLTIMA TECNOLOGÍA
We have two main ways of delivering the AVM results to the user: as a single delivery or through our Mister platform.
1. Order
Tell us your needs by filling in our form.
2. Analysis
We will analyse your order, assign an expert team who will contact you to arrange the scope of the order, how to deliver the file with the properties that will be appraised, and let you know the cost and the delivery time.
3. Your value
Before you get the report, the property appraisal goes through an automated calculation process that may have the manual input of our experts to produce the best result.
4. Delivery
• Como entrega única:
fichero enriquecido con la estimación de valor, un informe por inmueble con los comparables utilizados y un documento resumen con la información agrupada de toda la cartera.
• Plataforma:
Se tiene acceso a la misma información antes mencionada. Acceso a los comparables en cada caso con su disposición geográfica y puede modificar datos de forma interactiva.
Frequently Asked Questions
This depends on the type and amount of properties to be appraised.
For single deliveries, you will get the appraisal on the same day, and through the platform, you will get the appraisal in about 2 seconds.
Contact our sales department through the contact form at the end of this page and you will get a demo username and password for a trial of the platform. They will also answer any questions you may have.
Escríbenos si tienes alguna duda o consulta ¡Te ayudaremos!
Contact us through the following form and our team of professionals will get in touch with you.