{"id":10754,"date":"2021-07-14T16:24:17","date_gmt":"2021-07-14T14:24:17","guid":{"rendered":"https:\/\/www.gloval.es\/?page_id=10754"},"modified":"2026-09-23T14:29:26","modified_gmt":"2026-09-23T12:29:26","slug":"contact","status":"publish","type":"page","link":"https:\/\/www.gloval.es\/en\/contact\/","title":{"rendered":"Contact"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-xsdn&#8221; back_image=&#8221;31495&#8243; back_repeat=&#8221;no-repeat&#8221; back_position=&#8221;center bottom&#8221; overlay_alpha=&#8221;0&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; row_height_pixel=&#8221;200&#8243; el_class=&#8221;single-service-header white-subheading blue-page-banner contact-bg&#8221; css=&#8221;.vc_custom_1725451227192{margin-top: -90px !important;padding-top: 100px !important;}&#8221; uncode_shortcode_id=&#8221;412383&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;right&#8221; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;0&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; column_width_pixel=&#8221;600&#8243; uncode_shortcode_id=&#8221;109194&#8243; el_class=&#8221;heading-wrapper-first only-bg&#8221;][uncode_breadcrumbs text_lead=&#8221;small&#8221; el_class=&#8221;breadcrumbs-wrapper&#8221;][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; position_horizontal=&#8221;right&#8221; align_horizontal=&#8221;align_right&#8221; gutter_size=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_visibility=&#8221;yes&#8221; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; el_class=&#8221;city-bg&#8221; css=&#8221;.vc_custom_1670247145573{padding-right: 50px !important;}&#8221;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;0&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;main-banner white-bg contact-subheading-bg&#8221; uncode_shortcode_id=&#8221;364570&#8243; back_color_type=&#8221;uncode-palette&#8221; css=&#8221;.vc_custom_1737715359676{padding-top: 20px !important;}&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;right&#8221; gutter_size=&#8221;0&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243; column_width_pixel=&#8221;600&#8243; uncode_shortcode_id=&#8221;200009&#8243; el_class=&#8221;heading-wrapper-first&#8221; css=&#8221;.vc_custom_1725539473160{padding-left: 20px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-124241&#8243; heading_semantic=&#8221;h1&#8243; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;614626&#8243; text_color_type=&#8221;uncode-palette&#8221; el_class=&#8221;blue-heading&#8221;]Contact Us[\/vc_custom_heading][vc_column_text text_color=&#8221;color-124241&#8243; uncode_shortcode_id=&#8221;144206&#8243; css=&#8221;.vc_custom_1790164521198{margin-top: 20px !important;margin-bottom: 0px !important;}&#8221; text_color_type=&#8221;uncode-palette&#8221; el_class=&#8221;blue-subheading&#8221;]We love challenges; we approach each project with rigor and experience.[\/vc_column_text][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; position_horizontal=&#8221;right&#8221; align_horizontal=&#8221;align_right&#8221; gutter_size=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;7\/12&#8243; el_class=&#8221;city-bg&#8221; uncode_shortcode_id=&#8221;195667&#8243;][uncode_block id=&#8221;12824&#8243; inside_column=&#8221;yes&#8221;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;full-form contact-form-wrapper&#8221; row_name=&#8221;contacto&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; el_class=&#8221;custom-form official-form&#8221;]<div class=\"nitropack-gravityforms-shortcode\" data-shortcode-attributes=\"{&quot;id&quot;:&quot;90&quot;,&quot;title&quot;:&quot;false&quot;,&quot;description&quot;:&quot;false&quot;,&quot;ajax&quot;:&quot;true&quot;}\" data-shortcode-nonce=\"2a4bf80a08\"><img decoding=\"async\" src=\"https:\/\/www.gloval.es\/wp-content\/plugins\/nitropack\/assets\/img\/loading.svg\" alt=\"loading\" \/><\/div>[\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;locations-tabs-wrapper light-gradient-bg&#8221; row_name=&#8221;contacto&#8221; uncode_shortcode_id=&#8221;145202&#8243;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;677629&#8243;][vc_column_text uncode_shortcode_id=&#8221;200192&#8243; el_class=&#8221;contact-email-intro&#8221;]Please email us at <a title=\"Contact\" href=\"mailto:valoracion@gloval.es\">valoracion@gloval.es<\/a> or contact us on the following telephone numbers. We\u2019re here to answer any questions you may have and help you with whatever you need.[\/vc_column_text][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;310048&#8243; el_class=&#8221;contact-detailed&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;187392&#8243;][vc_column_text uncode_shortcode_id=&#8221;646912&#8243;]<i class=\"fa fa-phone\"><\/i> 915 90 08 76<br \/>\n<i class=\"fa fa-phone\"><\/i> 917 37 47 98<\/p>\n<ul class=\"phone-support\">\n<li>Madrid<\/li>\n<li>Castilla &#8211; La Mancha<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;366048&#8243;][vc_column_text uncode_shortcode_id=&#8221;127306&#8243;]<i class=\"fa fa-phone\"><\/i> 932 41 12 18<br \/>\n<i class=\"fa fa-phone\"><\/i> 932 41 38 45<\/p>\n<ul class=\"phone-support\">\n<li>Catalu\u00f1a<\/li>\n<li>Arag\u00f3n<\/li>\n<li>Pa\u00eds Vasco<\/li>\n<li>La Rioja<\/li>\n<li>Cantabria<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;145554&#8243;][vc_column_text uncode_shortcode_id=&#8221;252839&#8243;]<i class=\"fa fa-phone\"><\/i> 965 27 25 92<br \/>\n<i class=\"fa fa-phone\"><\/i> 963 41 46 10<\/p>\n<ul class=\"phone-support\">\n<li>Valencia<\/li>\n<li>Murcia<\/li>\n<li>Baleares<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;154450&#8243;][vc_column_text uncode_shortcode_id=&#8221;172004&#8243;]<i class=\"fa fa-phone\"><\/i> 955 44 05 04<br \/>\n<i class=\"fa fa-phone\"><\/i> 954 50 22 49<\/p>\n<ul class=\"phone-support\">\n<li>Andaluc\u00eda<\/li>\n<li>Extremadura<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;173599&#8243; el_class=&#8221;contact-detailed&#8221; css=&#8221;.vc_custom_1754654797301{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;187392&#8243;][vc_column_text uncode_shortcode_id=&#8221;339754&#8243;]<i class=\"fa fa-phone\"><\/i> 960 66 86 30<br \/>\n<i class=\"fa fa-phone\"><\/i> 915 61 33 88 (ext 3016)<\/p>\n<ul class=\"phone-support\">\n<li>Galicia<\/li>\n<li>Asturias<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;366048&#8243;][vc_column_text uncode_shortcode_id=&#8221;188417&#8243;]<i class=\"fa fa-phone\"><\/i> 960 66 86 30<br \/>\n<i class=\"fa fa-phone\"><\/i> 915 61 33 88 (ext 3016)<\/p>\n<ul class=\"phone-support\">\n<li>Castilla y Le\u00f3n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;145554&#8243;][vc_column_text uncode_shortcode_id=&#8221;990829&#8243;]<i class=\"fa fa-phone\"><\/i> 914 49 17 24<br \/>\n<i class=\"fa fa-phone\"><\/i> 954 90 47 58<\/p>\n<ul class=\"phone-support\">\n<li>Canarias<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_visibility=&#8221;yes&#8221; medium_width=&#8221;0&#8243; mobile_visibility=&#8221;yes&#8221; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243; uncode_shortcode_id=&#8221;119682&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;3&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;faq-section open contact-faq&#8221; row_name=&#8221;preguntas-frecuentes&#8221; uncode_shortcode_id=&#8221;637035&#8243; back_color_type=&#8221;uncode-palette&#8221; css=&#8221;.vc_custom_1737996481302{padding-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/1&#8243;][vc_custom_heading el_class=&#8221;faq-heading&#8221; uncode_shortcode_id=&#8221;180124&#8243;]<i class=\"fas fa-comments\"><\/i> Frequently Asked Questions[\/vc_custom_heading][vc_accordion el_class=&#8221;faq-accordion&#8221; active_tab=&#8221;-1&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-1&#8243; title=&#8221;What is the difference between a Mortgage Valuation and an Appraisal?&#8221;][vc_column_text uncode_shortcode_id=&#8221;149203&#8243;]The Mortgage Valuation, also known as the Official Valuation, can only be performed by a Valuation Company that has been authorised by the Bank of Spain by virtue of Spanish Royal Decree 775\/1997 of 30 May that regulates the authorisation of valuation services and companies. The Official Valuation follows the criteria laid down in Order ECO\/805\/2003 of 27 March that sets forth the rules to value real-estate property and specific rights for certain financial purposes. The Mortgage Valuation is, as its name suggests, the only valuation that may be used to enter into a mortgage loan agreement.<\/p>\n<p>The property appraisal does not always have to follow the Order ECO rules. Depending on the purpose of the appraisal, it will follow one set of rules or another. In general, the purpose of an appraisal is to establish a market value through different appraisal methods.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-2&#8243; title=&#8221;Can an appraisal be requested for any purpose other than applying for a mortgage?&#8221;][vc_column_text uncode_shortcode_id=&#8221;176252&#8243;]Yes, GLOVAL performs valuations for a wide range of purposes or needs. We have professionals with profiles qualified in the fields of architecture, engineering, economics, urban planning and RICS. We also cover other types of services apart from valuations. We would be grateful if you could access the following link for more details <a href=\"https:\/\/www.gloval.es\/en\/services\/\">https:\/\/www.gloval.es\/en\/services\/<\/a>.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-3&#8243; title=&#8221;What type of assets do you value?&#8221;][vc_column_text uncode_shortcode_id=&#8221;208409&#8243;]All types of assets. From finished or under construction real estate, urban land or land under development, rural properties and farms, among others, to movable goods such as boats, airplanes, paintings, inventories, etc.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-4&#8243; title=&#8221;What is the process of commissioning an appraisal or valuation?&#8221;][vc_column_text uncode_shortcode_id=&#8221;163172&#8243;]If the order is for an appraisal as part of a mortgage loan application through a financial institution, your bank office will carry out the appraisal. If you need a quotation you can request it through the following link <a class=\"cursor-init\" href=\"https:\/\/www.gloval.es\/en\/order-a-valuation\/\" data-wpel-link=\"internal\">https:\/\/www.gloval.es\/en\/order-a-valuation\/<\/a>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-5&#8243; title=&#8221;What is the process of performing an appraisal or valuation?&#8221;][vc_column_text uncode_shortcode_id=&#8221;201433&#8243;]Please refer to the following link <a class=\"cursor-init\" href=\"https:\/\/www.gloval.es\/en\/order-a-valuation\/\" data-wpel-link=\"internal\">https:\/\/www.gloval.es\/en\/order-a-valuation<\/a>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-6&#8243; title=&#8221;What is Order ECO?&#8221;][vc_column_text uncode_shortcode_id=&#8221;181710&#8243;]This Order contains the regulations that apply to Mortgage Valuations. Among other things, they determine the minimum checks required, the valuation methods based on the type of property and the qualifications and warnings that could affect the value and, therefore, the guarantee for a mortgage loan.<\/p>\n<p>It is published in the Spanish Official Gazette with its relevant amendments as Order ECO\/805\/2003 of 27 March and sets forth the rules to value real-estate property and specific rights for certain financial purposes. Mortgage Valuation.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-7&#8243; title=&#8221;When does a Mortgage Valuation expire?&#8221;][vc_column_text uncode_shortcode_id=&#8221;401697&#8243;]A Mortgage Valuation will remain valid for 6 months from the date of the Valuation Report. This is regulated in Art. 62, Section 4 of Spanish Order ECO\/805\/2003 of 27 March.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-8&#8243; title=&#8221;Which documents will I need for a Mortgage Valuation?&#8221;][vc_column_text uncode_shortcode_id=&#8221;125105&#8243;]The documents required are regulated in Art. 8 of Spanish Order ECO\/805\/2003 of 27 March and will depend on the characteristics and type of property, the occupancy status, its construction status and the valuation method, as well as the rights and restrictions on the property. Some of the documents we may need are:<\/p>\n<ul>\n<li>Land registry statement issued within the last three months before the valuation date. Title Deed.<\/li>\n<li>For properties under construction:\n<ul>\n<li>Technical project with seal of approval<\/li>\n<li>Building work permit.<\/li>\n<li>Interim certificate issued by the Site Manager.<\/li>\n<li>Building contract.<\/li>\n<li>Quote by contractor.<\/li>\n<\/ul>\n<\/li>\n<li>For council houses: Rating certificate or document used to determine the Maximum Selling Price or Maximum Rent.<\/li>\n<li>For new build properties: Proof of the taking out of a ten-year insurance against damages<\/li>\n<li>Rented properties:\n<ul>\n<li>Rental or subletting agreement<\/li>\n<li>eceipt of last rent paid.<\/li>\n<\/ul>\n<\/li>\n<li>Properties linked to a business: Properties that can only be used for a specific purpose (hotels, nursing homes, cinemas, hospitals, petrol stations, farms, etc.).\n<ul>\n<li>Income Statement.<\/li>\n<li>Licences\/permits for the business.<\/li>\n<\/ul>\n<\/li>\n<li>Rural Property:\n<ul>\n<li>Cadastre documents<\/li>\n<li>Operating accounts.<\/li>\n<li>Irrigation rights.<\/li>\n<\/ul>\n<\/li>\n<li>Urban or building land:\n<ul>\n<li>Urban development certificate or Local certificate that specifies its planning information.<\/li>\n<\/ul>\n<\/li>\n<li>Establishments, offices or warehouses under horizontal division:\n<ul>\n<li>Articles of Association the Home Owners\u2019 Association or a similar document showing usage restrictions.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-9&#8243; title=&#8221;What is the difference between qualifications and warnings?&#8221;][vc_column_text uncode_shortcode_id=&#8221;937600&#8243;]The qualifications are limitations that are expressed in a valuation report and entail an important risk to the guarantee of the property, which means that it cannot be used as guarantee unless those circumstances disappear. The Company usually includes qualifications when it is unable to perform all the checks required by Order ECO (Art. 10 of Spanish Order ECO\/805\/2003 of 27 March). Some examples are:<\/p>\n<ul>\n<li>The surveyor can\u2019t inspect the inside of the entire property.<\/li>\n<li>The client fails to provide the rental agreements for rented properties.<\/li>\n<li>The client fails to provide the Building work permit for property under construction or the Project doesn\u2019t have the seal of approval.<\/li>\n<li>The property can\u2019t be identified by the legal description.<\/li>\n<\/ul>\n<p>The general warnings point out doubts on some of the data used to calculate the technical values of the property (Art. 11 of Spanish Order ECO\/805\/2003 of 27 March).<\/p>\n<p>Specific warnings are included when the Company considers that there is a reasoned likelihood of a future drop in the property value (Art. 12 of Spanish Order ECO\/805\/2003 of 27 March)[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-10&#8243; title=&#8221;Will the Mortgage Value be the same as the Market Value?&#8221;][vc_column_text uncode_shortcode_id=&#8221;109668&#8243;]The Mortgage Value will not necessarily be the same as the Market Value. A mortgage adjustment may be applied to the Value estimated in the Valuation using the Comparison Method when the circumstances point to a high likelihood of a future drop in the value.<\/p>\n<p>Also, depending on the different methods of valuation used and the type of property, the Mortgage Value will be the lowest of the estimated values.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-11&#8243; title=&#8221;Which entities accept a valuation from GLOVAL?&#8221;][vc_column_text uncode_shortcode_id=&#8221;212151&#8243;]In accordance with Art. 5 of Spanish Law 41\/2007 of 7 December that amends Spanish Law 2\/1981 of 25 March regulating the Mortgage Market, bank entities will accept the valuation of a property provided by the client as long as it has been certified by a company authorised by the Bank of Spain and it has not expired. The credit entity may nevertheless run the checks it deems convenient but the client will not be charged for the expenses of these checks.<\/p>\n<p>GLOVAL has been authorised by the Bank of Spain and we work with most bank entities in Spain. Therefore, as a trustworthy provider, our valuations do not require additional checks or controls by the interested entities and this speeds up the process.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-12&#8243; title=&#8221;Can I request a copy of an appraisal report commissioned by a financial institution?&#8221;][vc_column_text uncode_shortcode_id=&#8221;173720&#8243;]In the event that the report has been ordered through a financial institution, you should contact your bank office to carry out this procedure.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-13&#8243; title=&#8221;How far back can I request a copy of a Mortgage Appraisal report?&#8221;][vc_column_text uncode_shortcode_id=&#8221;871412&#8243;]In application of the ECO Order (fourth additional provision of Order ECO\/805\/2003, of March 27, 2003), the duty to file includes the appraisals of the last 5 fiscal years.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-14&#8243; title=&#8221;If the appraisal or valuation has been commissioned at the individual level, what information do you need to request a copy of a report?&#8221;][vc_column_text uncode_shortcode_id=&#8221;153417&#8243;]Data related to the property (exact address, postal code, town, province and\/or cadastral reference) and\/or data related to the applicant of the valuation (name, surname and\/or tax identification number) and authorization of representation in case of not being the applicant.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; tab_id=&#8221;1569307747-1-59156931440376965c5-df0815694297892681619128662268&#8243; slug=&#8221;faq-15&#8243; title=&#8221;If an appraisal is out of date, what are the options if I want to revalue the property?&#8221;][vc_column_text uncode_shortcode_id=&#8221;228882&#8243;]<\/p>\n<p data-pm-slice=\"1 1 []\">The option is to request an update of the report. This consists of issuing a new valuation of the property at the current date.<\/p>\n<p>[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_image=&#8221;10765&#8243; back_repeat=&#8221;no-repeat&#8221; back_position=&#8221;center bottom&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;map-banner&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_button button_color=&#8221;color-xsdn&#8221; 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